Buying A Home

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You can start your home search using online listing platforms, but working with a real estate agent gives you a major advantage. Agents have access to the Multiple Listing Service (MLS), a comprehensive database of properties, including those not widely advertised. This means you’ll see the most up-to-date listings and even some opportunities before they hit the broader market.

At Kinder-Realty, our agents specialize in Virginia real estate and can tailor your search to find the perfect home that meets your needs.

Title insurance protects buyers and lenders from financial loss due to issues with a property’s title, such as liens, ownership disputes, or errors in public records. In Virginia, buyers typically purchase an Owner’s Title Insurance Policy for their protection, while lenders require a Lender’s Title Insurance Policy, which buyers also pay for as part of closing costs.

At Kinder-Realty, we’ll guide you through the title insurance process to ensure your investment is secure.

Home inspections are crucial for uncovering potential issues with a property, such as structural problems, plumbing or electrical issues, or needed repairs. For buyers, it provides peace of mind and negotiation leverage. For sellers, it helps address problems upfront, preventing surprises during the sale process.

At Kinder-Realty, we always recommend a professional home inspection to ensure a smooth transaction and protect your investment.

As a buyer in Virginia, you should bring:

• A valid government-issued photo ID.
• A cashier’s check or proof of wire transfer for your closing costs and down payment (as directed by your closing agent).
• A copy of your purchase agreement and any necessary paperwork requested by your lender or closing agent.

At Kinder-Realty, we’ll help ensure you’re prepared for a seamless closing experience, so you can focus on enjoying your new home!